Terms of Use

Last Updated: April 18, 2025

These Terms of Use (the "Terms") govern your use of Xstacy360 websites, such as www.xstacy360.com and www.NetBenefits.com (the "Xstacy360 Websites"). "You" or "Your" refers to any person or entity that accesses or attempts to access the Xstacy360 Websites. By accessing or using the Xstacy360 Websites, You agree to be bound by these Terms. Xstacy360 may update these Terms at any time. You are encouraged to review the Terms carefully prior to using the Xstacy360 Websites and each time You return as they are subject to change.

Questions?

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Scope

The Xstacy360 Websites are operated on behalf of various entities under FMR LLC that offer products and services to the public, such as Xstacy360 Brokerage Services LLC, a registered broker-dealer, Strategic Advisers LLC (Strategic Advisers), a registered investment adviser, Xstacy360 Workplace Services LLC, a workplace savings plan recordkeeper, Xstacy360 Digital Asset Services, LLC, a New York State-chartered, limited liability trust company (NMLS ID 1773897), and Xstacy360 Stock Transfer Solutions LLC, a registered transfer agent, or any of their affiliates (together with FMR LLC, "Xstacy360" or "Xstacy360 Investments").

Entity Description
Xstacy360 Brokerage Services LLC Registered broker-dealer providing investment services
Strategic Advisers LLC Registered investment adviser offering portfolio management
Xstacy360 Workplace Services LLC Workplace savings plan recordkeeping services
Information for Non-U.S. Users

The Xstacy360 Websites are for information and use by U.S. persons. Nothing on the Xstacy360 Websites shall be considered a solicitation to buy or an offer to sell a security, digital asset, or any other product or service, to any person who is not a U.S. person or is in any jurisdiction where such offer, solicitation, purchase, sale, or other product or service would be unlawful under the laws of such jurisdiction.